{"id":1097,"date":"2015-10-20T09:11:20","date_gmt":"2015-10-20T08:11:20","guid":{"rendered":"http:\/\/www.inkomsten.se\/?p=1097"},"modified":"2015-10-20T09:11:20","modified_gmt":"2015-10-20T08:11:20","slug":"jamfor-innan-du-lanar","status":"publish","type":"post","link":"https:\/\/sitetips.nu\/ekonomitips\/jamfor-innan-du-lanar\/","title":{"rendered":"J\u00e4mf\u00f6r innan du l\u00e5nar"},"content":{"rendered":"

Att l\u00e5na pengar kan vara b\u00e5de himmel och helvete. F\u00f6r den som har en genial aff\u00e4rside och som beh\u00f6ver kapitaltillskott f\u00f6r att komma ig\u00e5ng eller expandera verksamheten innan konkurensen blir f\u00f6r stor eller innan aff\u00e4rsiden blir inaktuell eller f\u00f6r den som ska k\u00f6pa en fastighet eller bil men inte har hela kapitalet tillg\u00e4ngligt kan det vara en stor tillg\u00e5ng. \u00c4ven de kritiserade s.k. snabbl\u00e5nen kan vara ber\u00e4ttigade om man vet att man inom kort kommer att en summa pengar, men man har en r\u00e4kning eller ett ink\u00f6p som beh\u00f6ver betalas omg\u00e5ende.\u00a0 L\u00e5nens baksida \u00e4r om n\u00e5got inte g\u00e5r som planerat, eller om man ans\u00f6ker om och f\u00e5r beviljat l\u00e5n som man egentligen inte har r\u00e5d att betala tillbaka. D\u00e5 kan man fastna i en l\u00e5nef\u00e4lla d\u00e4r h\u00f6ga r\u00e4ntor under l\u00e5ng tid g\u00f6r att l\u00e5nen v\u00e4xer i storlek, man tar nya l\u00e5n f\u00f6r att betala de gamla och l\u00e5nen riskerar att bli i princip om\u00f6jliga att betala tillbaka.<\/p>\n

F\u00f6r r\u00e4ntan mellan olika l\u00e5n skiljer sig v\u00e4ldigt mycket. Den effektiva r\u00e4ntan kan variera fr\u00e5n n\u00e5gra enstaka procent p\u00e5 bottenl\u00e5n p\u00e5 bost\u00e4der f\u00f6r en kreditv\u00e4rdig person till flera hundra procent f\u00f6r snabbl\u00e5n utan s\u00e4kerhet. D\u00e4rf\u00f6r kan man spara mycket p\u00e5 att j\u00e4mf\u00f6ra vilka olika l\u00e5n man kan f\u00e5 och vad de har f\u00f6r r\u00e4nta och andra villkor. Creddit listar \u00f6ver 30 olika l\u00e5n<\/a> och deras villkor, och tipsar om vilka som \u00e4r b\u00e4st i olika sammanhang. H\u00e4r kan man ocks\u00e5 l\u00e4ra sig skillnaden mellan hypoteksl\u00e5n och blancol\u00e5n, eller l\u00e4ra sig om r\u00e4nta och ekonomi generellt i deras kunskapsbank.<\/p>\n

P\u00e5 s\u00e5 s\u00e4tt kan man se till att man utnyttjar l\u00e5n i de sammanhang de \u00e4r ber\u00e4ttigade och f\u00e5r f\u00f6rslag p\u00e5 de l\u00e5n med b\u00e4st villkor f\u00f6r den situation man befinner sig i, t.ex. om man ska l\u00e5na pengar till ett bilk\u00f6p eller om man bara beh\u00f6ver pengarna en v\u00e4ldigt kort tid innan man ska betala tillbaka.<\/p>\n","protected":false},"excerpt":{"rendered":"

Att l\u00e5na pengar kan vara b\u00e5de himmel och helvete. F\u00f6r den som har en genial aff\u00e4rside och som beh\u00f6ver kapitaltillskott f\u00f6r att komma ig\u00e5ng eller expandera verksamheten innan konkurensen blir f\u00f6r stor eller innan aff\u00e4rsiden blir inaktuell eller f\u00f6r den som ska k\u00f6pa en fastighet eller bil men inte har hela kapitalet tillg\u00e4ngligt kan det … Forts\u00e4tt l\u00e4sa J\u00e4mf\u00f6r innan du l\u00e5nar<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[21],"tags":[],"class_list":["post-1097","post","type-post","status-publish","format-standard","hentry","category-privatekonomi"],"yoast_head":"\nJ\u00e4mf\u00f6r innan du l\u00e5nar - ekonomitips<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sitetips.nu\/ekonomitips\/jamfor-innan-du-lanar\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"J\u00e4mf\u00f6r innan du l\u00e5nar - ekonomitips\" \/>\n<meta property=\"og:description\" content=\"Att l\u00e5na pengar kan vara b\u00e5de himmel och helvete. 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