{"id":1136,"date":"2016-01-15T11:58:43","date_gmt":"2016-01-15T10:58:43","guid":{"rendered":"http:\/\/www.inkomsten.se\/?p=1136"},"modified":"2016-01-15T11:58:43","modified_gmt":"2016-01-15T10:58:43","slug":"antligen-mandag-liksom-miljonarens-felskrivning","status":"publish","type":"post","link":"https:\/\/sitetips.nu\/ekonomitips\/antligen-mandag-liksom-miljonarens-felskrivning\/","title":{"rendered":"\u00c4ntligen m\u00e5ndag liksom… Miljon\u00e4rens felskrivning"},"content":{"rendered":"

En lite intressant bli-rik \/ sparblogg, kanske fr\u00e4mst f\u00f6r att den \u00e4r s\u00e5 extrem och dedikerad \u00e4r miljonar.blogspot.com<\/a>.<\/p>\n

Den skrivs av en t\u00e5lmodig och m\u00e5lmedveten kille i 30-\u00e5rs\u00e5ldern och n\u00e4r han startade den var m\u00e5let att spara ihop en miljon innan 30-\u00e5rsdagen.\u00a0 Sedan blev m\u00e5let att bli helt ekonomiskt fri varp\u00e5 han satte upp m\u00e5let att med sin l\u00f6n p\u00e5 strax \u00f6ver 40 000kr per m\u00e5nad spara ihop 10 miljoner innan 40 \u00e5rsdagen. Just f\u00f6r att kunna ha k\u00e4nslan att inte beh\u00f6va jobba mer efter det om han inte vill.\u00a0 Tanken var att med st\u00f6rre delen av f\u00f6rm\u00f6genheten i aktier skulle han f\u00e5 utdelningar p\u00e5 ca 300 000 kr per \u00e5r vilket skulle ge en behaglig tillvaro.<\/p>\n

Nu k\u00e4nns det tungt p\u00e5 jobbet och han funderar i ett inl\u00e4gg om han verkligen beh\u00f6ver 10 miljoner.\u00a0 Kanske skulle han klara sig bra med 200 000 kr i utdelningar.<\/p>\n

F\u00f6rst kan jag kommentera hans tankar med att pengarna och aktierna kommer aldrig vara en garanti. Det ekonomiska systemet \u00e4r mer s\u00e5rbart \u00e4n vi tror och konkurser, ekonomiska kriser, inflation, devalveringar kan st\u00e4lla allt p\u00e5 \u00e4nd\u00e5.\u00a0 Faktum \u00e4r att man skulle nog i praktiken vara friare med en liten g\u00e5rd med sj\u00e4lvhush\u00e5llning, kombinerat med ett mindre sparkapital och eventuellt en del andra tillg\u00e5ngar, men det inneb\u00e4r visserligen inte att man inte skulle beh\u00f6va jobba mer i sitt liv, eftersom man d\u00e5 beh\u00f6ver jobba ganska h\u00e5rt f\u00f6r br\u00f6df\u00f6dan, \u00e4ven om man inte \u00e4r beroende av att jobba f\u00f6r n\u00e5gon annan.<\/p>\n

En rolig felskrivning i hans inl\u00e4gg<\/a> g\u00f6r dock situationen v\u00e4ldigt komisk.<\/p>\n

Han resonerar att med 10 miljoner i besparingar skulle han utan att jobba ha 20 000kr per m\u00e5nad att leva f\u00f6r. Men ist\u00e4llet f\u00f6r m\u00e5nad r\u00e5kade han skriva m\u00e5ndag.<\/p>\n

”De 300.000 i utdelning ska t\u00e4cka skatten p\u00e5 min kapitalf\u00f6rs\u00e4kring samt st\u00e5 f\u00f6r alla mina omkostnader, vilket skulle en bit \u00f6ver 20.000 per m\u00e5ndag att leva p\u00e5.”<\/em><\/p>\n

 <\/p>\n

Det ger en sk\u00f6n bild att denne sparsamma person, som i decennier v\u00e4nt p\u00e5 varenda krona, tagit med matl\u00e5dor till jobbet, handlat p\u00e5 extrapris,\u00a0plockat upp tomburkar f\u00f6r att snabbare n\u00e5\u00a0m\u00e5let \u00a0ska ut och br\u00e4nna 20 lax varje m\u00e5ndag fram\u00f6ver. Han skulle \u00e5tminstone f\u00e5 lite kontrast till 9-5 kneget han har idag. \u00c4ntligen m\u00e5ndag liksom…<\/p>\n

\"mandag\"<\/p>\n","protected":false},"excerpt":{"rendered":"

En lite intressant bli-rik \/ sparblogg, kanske fr\u00e4mst f\u00f6r att den \u00e4r s\u00e5 extrem och dedikerad \u00e4r miljonar.blogspot.com. Den skrivs av en t\u00e5lmodig och m\u00e5lmedveten kille i 30-\u00e5rs\u00e5ldern och n\u00e4r han startade den var m\u00e5let att spara ihop en miljon innan 30-\u00e5rsdagen.\u00a0 Sedan blev m\u00e5let att bli helt ekonomiskt fri varp\u00e5 han satte upp m\u00e5let … Forts\u00e4tt l\u00e4sa \u00c4ntligen m\u00e5ndag liksom… Miljon\u00e4rens felskrivning<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[21],"tags":[],"class_list":["post-1136","post","type-post","status-publish","format-standard","hentry","category-privatekonomi"],"yoast_head":"\n\u00c4ntligen m\u00e5ndag liksom... 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