{"id":1196,"date":"2016-04-25T12:38:48","date_gmt":"2016-04-25T11:38:48","guid":{"rendered":"http:\/\/www.inkomsten.se\/?p=1196"},"modified":"2016-04-25T12:38:48","modified_gmt":"2016-04-25T11:38:48","slug":"1196-2","status":"publish","type":"post","link":"https:\/\/sitetips.nu\/ekonomitips\/1196-2\/","title":{"rendered":"A-kassa och inkomstf\u00f6rs\u00e4kring vid arbetsl\u00f6shet"},"content":{"rendered":"

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I september 2015 h\u00f6jdes taket f\u00f6r a-kassan \u00a0fr\u00e5n 18 700 kr till 25025 kr d.v.s. den l\u00f6neniv\u00e5 man kan ha f\u00f6r att f\u00e5 ut 80% av l\u00f6nen fr\u00e5n a-kassan vid arbetsl\u00f6shet. \u00a0I samband med det h\u00f6jdes ocks\u00e5 grunders\u00e4ttningen fr\u00e5n 320 kronor till 365 kronor om dagen.<\/p>\n

Innan det hade taket inte h\u00f6jts sedan 2002 vilket innebar att\u00a0endast var tionde arbetsl\u00f6s fick ut 80 procent av l\u00f6nen \u00a0de hade innan de f\u00f6rlorade jobbet fr\u00e5n a-kassan.<\/p>\n

Om 80 procent av alla l\u00f6ntagare i Sverige ska ha minst 80 procent ers\u00e4ttning fr\u00e5n a-kassa\u00a0skulle man beh\u00f6va h\u00f6ja taket till omkring 28 000 kronor i m\u00e5naden. D\u00e4rf\u00f6r finns det fortfarande ett behov hos den som har h\u00f6g l\u00f6n och h\u00f6ga fasta utgifter, t.ex. en h\u00f6g hyra eller h\u00f6ga bostadsl\u00e5n att komplettera med ytterligare en inkomstf\u00f6rs\u00e4kring.<\/p>\n

Det kan man antingen g\u00f6ra genom ett fackf\u00f6rbund som erbjuder inkomstf\u00f6rs\u00e4kringar, men \u00e4ven privata f\u00f6rs\u00e4kringsbolag erbjuder inkomstf\u00f6rs\u00e4kringar.\u00a0Man kan j\u00e4mf\u00f6ra olika alternativ till inkomstf\u00f6rs\u00e4kring p\u00e5\u00a0www.r\u00e4ttinkomstf\u00f6rs\u00e4kring.se<\/a><\/p>\n

Men den st\u00f6rsta ekonomiska risken kanske inte\u00a0bland de \u00a0110\u00a0000\u2013120\u00a0000 som \u00e4r arbetsl\u00f6sa och \u00a0har a-kassa, eftersom de flesta klarar att sk\u00e4ra ner p\u00e5 utgifterna s\u00e5 att man klarar sig p\u00e5 en mindre summa varje m\u00e5nad, \u00a0utan bland resten av de ca 400 000 som \u00e4r arbetsl\u00f6sa och som inte har r\u00e4tt till\u00a0ers\u00e4ttning fr\u00e5n a-kassan.<\/p>\n

M\u00e5nga av de som har ett jobb v\u00e4ljer ocks\u00e5 att st\u00e5 utanf\u00f6r a-kassan. D\u00e5 g\u00e4ller det att ha ett buffertsparande s\u00e5 att man klarar sig n\u00e5gra m\u00e5nader utan inkomst, eller att man har bisysslor som kan ge en inkomst \u00e4ven om man skulle bli av med sin huvudsakliga syssels\u00e4ttning.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

    I september 2015 h\u00f6jdes taket f\u00f6r a-kassan \u00a0fr\u00e5n 18 700 kr till 25025 kr d.v.s. den l\u00f6neniv\u00e5 man kan ha f\u00f6r att f\u00e5 ut 80% av l\u00f6nen fr\u00e5n a-kassan vid arbetsl\u00f6shet. \u00a0I samband med det h\u00f6jdes ocks\u00e5 grunders\u00e4ttningen fr\u00e5n 320 kronor till 365 kronor om dagen. Innan det hade taket inte h\u00f6jts sedan … Forts\u00e4tt l\u00e4sa A-kassa och inkomstf\u00f6rs\u00e4kring vid arbetsl\u00f6shet<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[21],"tags":[],"class_list":["post-1196","post","type-post","status-publish","format-standard","hentry","category-privatekonomi"],"yoast_head":"\nA-kassa och inkomstf\u00f6rs\u00e4kring vid arbetsl\u00f6shet - ekonomitips<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sitetips.nu\/ekonomitips\/1196-2\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"A-kassa och inkomstf\u00f6rs\u00e4kring vid arbetsl\u00f6shet - ekonomitips\" \/>\n<meta property=\"og:description\" content=\"    I september 2015 h\u00f6jdes taket f\u00f6r a-kassan \u00a0fr\u00e5n 18 700 kr till 25025 kr d.v.s. den l\u00f6neniv\u00e5 man kan ha f\u00f6r att f\u00e5 ut 80% av l\u00f6nen fr\u00e5n a-kassan vid arbetsl\u00f6shet. \u00a0I samband med det h\u00f6jdes ocks\u00e5 grunders\u00e4ttningen fr\u00e5n 320 kronor till 365 kronor om dagen. 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