{"id":1318,"date":"2017-03-05T22:51:35","date_gmt":"2017-03-05T21:51:35","guid":{"rendered":"http:\/\/www.inkomsten.se\/?p=1318"},"modified":"2017-03-05T22:51:35","modified_gmt":"2017-03-05T21:51:35","slug":"undvik-sms-lan","status":"publish","type":"post","link":"https:\/\/sitetips.nu\/ekonomitips\/undvik-sms-lan\/","title":{"rendered":"Undvik sms-l\u00e5n"},"content":{"rendered":"

M\u00e5nga som f\u00e5r ekonomiska problem b\u00f6rjar ofta med att ta l\u00e5n f\u00f6r att kunna betala de r\u00e4kningar som inte kan betalas med det som finns p\u00e5 kontot. Annat \u00e4n som tillf\u00e4llig l\u00f6sning, t.ex. om man vet att man v\u00e4ntar en l\u00f6neutbetalning inom kort eller inkomster fr\u00e5n annat h\u00e5ll, s\u00e5 \u00e4r det inte bara ett s\u00e4tt att skjuta problemet framf\u00f6r sig, utan \u00e4ven att f\u00f6rv\u00e4rra problemet eftersom med l\u00e5net s\u00e5 tillkommer \u00e4ven ytterligare avgifter i form av r\u00e4ntor och aviavgifter. F\u00f6rutom sj\u00e4lva amorteringarna p\u00e5 l\u00e5net n\u00e4r det ska betalas tillbaka. F\u00f6r om man inte f\u00f6ljer \u00e5terbetalningsplanen s\u00e5 tillkommer p\u00e5minnelseavgifter och kravavgifter. <\/p>\n

M\u00e5nga banker och kreditinstitut nekar l\u00e5n t.ex. om man har n\u00e5gon nyligen uppkommen betalningsanm\u00e4rkning eller om man inte har fast inkomst, men f\u00f6retagen som l\u00e5nar ut mindre l\u00e5n, ofta p\u00e5 mellan 1000-5000kr \u00e4r inte alltid lika noggranna med att g\u00f6ra en ordentlig kredikontroll. De r\u00e4knar kallt med att ta en del kreditf\u00f6rluster och \u00e4nd\u00e5 tj\u00e4na pengar p\u00e5 den osedvanligt h\u00f6ga r\u00e4ntan fr\u00e5n de som kan betala.<\/p>\n

Det kan d\u00e4rf\u00f6r vara frestande att ta ett snabbl\u00e5n, speciellt som man kan f\u00e5 pengar p\u00e5 kontot efter n\u00e5gra minuter. Om man vet att man har problem och riskerar att vara impulsiv eller ta d\u00e5liga beslut i ett pressat l\u00e4ge kan man i f\u00f6rv\u00e4g kontakta sms-l\u00e5n f\u00f6retagen och ange att man vill bli sp\u00e4rrad fr\u00e5n att kunna ta sms-l\u00e5n. H\u00e4r hittar du epost till alla sms-l\u00e5nef\u00f6retag om du vill Sluta l\u00e5na smsl\u00e5n<\/a>. Meddela ditt personnummer och n\u00e4mn att du vill bli sp\u00e4rrad fr\u00e5n att l\u00e5na pengar hos dem.<\/p>\n","protected":false},"excerpt":{"rendered":"

M\u00e5nga som f\u00e5r ekonomiska problem b\u00f6rjar ofta med att ta l\u00e5n f\u00f6r att kunna betala de r\u00e4kningar som inte kan betalas med det som finns p\u00e5 kontot. Annat \u00e4n som tillf\u00e4llig l\u00f6sning, t.ex. om man vet att man v\u00e4ntar en l\u00f6neutbetalning inom kort eller inkomster fr\u00e5n annat h\u00e5ll, s\u00e5 \u00e4r det inte bara ett s\u00e4tt … Forts\u00e4tt l\u00e4sa Undvik sms-l\u00e5n<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[21],"tags":[],"class_list":["post-1318","post","type-post","status-publish","format-standard","hentry","category-privatekonomi"],"yoast_head":"\nUndvik sms-l\u00e5n - ekonomitips<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sitetips.nu\/ekonomitips\/undvik-sms-lan\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Undvik sms-l\u00e5n - ekonomitips\" \/>\n<meta property=\"og:description\" content=\"M\u00e5nga som f\u00e5r ekonomiska problem b\u00f6rjar ofta med att ta l\u00e5n f\u00f6r att kunna betala de r\u00e4kningar som inte kan betalas med det som finns p\u00e5 kontot. 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