{"id":910,"date":"2016-01-20T17:52:44","date_gmt":"2016-01-20T16:52:44","guid":{"rendered":"http:\/\/www.inkomsten.se\/?p=910"},"modified":"2016-01-20T17:52:44","modified_gmt":"2016-01-20T16:52:44","slug":"jamfor-snabblan","status":"publish","type":"post","link":"https:\/\/sitetips.nu\/ekonomitips\/jamfor-snabblan\/","title":{"rendered":"J\u00e4mf\u00f6r snabbl\u00e5n"},"content":{"rendered":"

Att ta ett snabbl\u00e5n kan vara bra om du har slut p\u00e5 likvida medel och du har utgifter under m\u00e5naden och vet att du kommer att f\u00e5 l\u00f6n eller annan inkomst vid slutet av m\u00e5naden. Det man ska akta sig f\u00f6r \u00e4r dock om man beh\u00f6ver l\u00e5ng tid att betala tillbaka l\u00e5net, eftersom kostnaderna d\u00e5 kan bli h\u00f6ga.
\nOlika l\u00e5nebolags villkor varierar relativt mycket, b\u00e5de i r\u00e4nteniv\u00e5, men \u00e4ven vem som till\u00e5ts ta ett l\u00e5n.<\/p>\n

L\u00e5nasmsl\u00e5n.se<\/a>\u00a0har oberoende j\u00e4mf\u00f6relse av smsl\u00e5n, snabbl\u00e5n och privatl\u00e5n och j\u00e4mf\u00f6r \u00f6ver 50 l\u00e5ngivare.<\/p>\n

Man kan enkelt sortera p\u00e5 t.ex. maximalt l\u00e5nebelopp eller \u00e5terbetalningstid f\u00f6r att hitta det l\u00e5n som passar ens egna \u00f6nskem\u00e5l b\u00e4st.
\nDet kan ocks\u00e5 vara bra att kunna\u00a0hitta snabbl\u00e5n som har f\u00f6rm\u00e5nligt introduktionserbjudande till nya kunder eller l\u00e5negivare som accepterar betalningsanm\u00e4rkningar.
\nDu kan \u00a0v\u00e4lja att visa l\u00e5n som du kan f\u00e5 trots betalningsanm\u00e4rkning. Du kan ocks\u00e5 enkelt g\u00f6ra ett urval utifr\u00e5n l\u00e5nebelopp och \u00e5terbetalningstid.
\nSt\u00e4ll in summa mellan 1000kr och 50 000kr och \u00e5terbetalningstid 1 m\u00e5nad till 5 \u00e5r. Du kan ocks\u00e5 v\u00e4lja att endast visa r\u00e4ntefria l\u00e5n.<\/p>\n

Du kan ocks\u00e5 se vilka l\u00e5ngivare som har direktutbetalning om du beh\u00f6ver pengarna p\u00e5 kontot direkt f\u00f6r att t.ex. betala en skuld eller en faktura innan f\u00f6rfallodag.<\/p>\n

Men som sagt \u00e4r det viktigt att ha en plan f\u00f6r att kunna betala tillbaka l\u00e5net inom en viss tid, t.ex. om man vet att man f\u00e5r en l\u00f6neutbetalning inom ett visst antal dagar.
\nDetta d\u00e5 snabbl\u00e5n ofta blir dyrt om man ska l\u00e5na en l\u00e4ngre tid.\u00a0 Det g\u00e4ller ocks\u00e5 att ha koll p\u00e5 r\u00e4ntebegreppen nominell r\u00e4nta (\u00e5rsr\u00e4nta) och effektiv r\u00e4nta p\u00e5 ett l\u00e5n. Den nominella r\u00e4ntan \u00e4r den som kreditgivarna<\/a> brukar marknadsf\u00f6ra ut\u00e5t. Detta \u00e4r den totala r\u00e4ntekostnaden p\u00e5 ett l\u00e5n under 12 m\u00e5nader. Den effektiva r\u00e4nta \u00e4r d\u00e4remot den totala kostnaden av ett l\u00e5n, det vill s\u00e4ga den nominella r\u00e4ntan (r\u00e4ntekostnaden) plus\u00a0eventuella \u00a0extra avgifter som t.ex. uppl\u00e4ggningsavgifter.\u00a0 D\u00e4rf\u00f6r ska man alltid j\u00e4mf\u00f6ra den effektiva r\u00e4ntan mellan alla kreditgivare.<\/p>\n","protected":false},"excerpt":{"rendered":"

Att ta ett snabbl\u00e5n kan vara bra om du har slut p\u00e5 likvida medel och du har utgifter under m\u00e5naden och vet att du kommer att f\u00e5 l\u00f6n eller annan inkomst vid slutet av m\u00e5naden. Det man ska akta sig f\u00f6r \u00e4r dock om man beh\u00f6ver l\u00e5ng tid att betala tillbaka l\u00e5net, eftersom kostnaderna d\u00e5 … Forts\u00e4tt l\u00e4sa J\u00e4mf\u00f6r snabbl\u00e5n<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[21],"tags":[],"class_list":["post-910","post","type-post","status-publish","format-standard","hentry","category-privatekonomi"],"yoast_head":"\nJ\u00e4mf\u00f6r snabbl\u00e5n - ekonomitips<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sitetips.nu\/ekonomitips\/jamfor-snabblan\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"J\u00e4mf\u00f6r snabbl\u00e5n - ekonomitips\" \/>\n<meta property=\"og:description\" content=\"Att ta ett snabbl\u00e5n kan vara bra om du har slut p\u00e5 likvida medel och du har utgifter under m\u00e5naden och vet att du kommer att f\u00e5 l\u00f6n eller annan inkomst vid slutet av m\u00e5naden. 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