{"id":953,"date":"2015-01-21T08:05:13","date_gmt":"2015-01-21T07:05:13","guid":{"rendered":"http:\/\/www.inkomsten.se\/?p=953"},"modified":"2015-01-21T08:05:13","modified_gmt":"2015-01-21T07:05:13","slug":"aterbetala-csn-lanet-i-tid","status":"publish","type":"post","link":"https:\/\/sitetips.nu\/ekonomitips\/aterbetala-csn-lanet-i-tid\/","title":{"rendered":"\u00c5terbetala CSN-l\u00e5net i tid"},"content":{"rendered":"

CSN l\u00e5net till studenter \u00e4r riktigt f\u00f6rm\u00e5nligt.\u00a0 R\u00e4ntan p\u00e5 CSN-l\u00e5net \u00e4r 1 procent under 2015. Den fastst\u00e4lls av regeringen varje \u00e5r och ber\u00e4knas p\u00e5 ett genomsnitt av statens uppl\u00e5ningskostnad de senaste tre \u00e5ren.<\/p>\n

Dock f\u00e5r man till skillnad fr\u00e5n t.ex. bostadsl\u00e5n\u00a0 inte g\u00f6ra avdrag f\u00f6r r\u00e4ntan\u00a0vid\u00a0deklaration. Det beror p\u00e5 att r\u00e4ntesatsen redan har anpassats till de avdragsregler som finns inom skattesystemet. Det inneb\u00e4r att man betalar in en l\u00e4gre r\u00e4nta fr\u00e5n b\u00f6rjan, i st\u00e4llet f\u00f6r att i efterhand f\u00e5 tillbaka pengar p\u00e5 skatten.<\/p>\n

\u00c4ven \u00e5terbetalningsvillkoren f\u00f6r CSN-l\u00e5net \u00e4r f\u00f6rm\u00e5nliga. Om du har l\u00e5g inkomst beh\u00f6ver du ocks\u00e5 betala tillbaka en mindre del av l\u00e5net den perioden.\u00a0\u00a0 Men ett tips \u00e4r att betala i tid. P\u00e5minnelseavgiften har 2015 n\u00e4mligen h\u00f6jts fr\u00e5n 200 kronor till\u00a0450 kronor.\u00a0 F\u00f6r den som \u00e4r orolig att man ska gl\u00f6mma att betala finns m\u00f6jlighet till b\u00e5de e-faktura och autogiro som man kan anv\u00e4nda sig av.<\/p>\n

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Gamla studenter har i snitt 132\u00a0000 kronor att beta av i studieskuld hos CSN.\u00a0 Det totala utl\u00e5nade beloppet \u00e4r 201 miljarder kronor f\u00f6rdelat p\u00e5 1,5 miljoner l\u00e5ntagare med i snitt 131\u00a0754 kronor i skuld, visar CSN:s sammanst\u00e4llning gjord i samband med att \u00e5rsbeskeden skickas ut.<\/p>\n

H\u00f6gst skuldniv\u00e5 har <\/strong>Uppsala l\u00e4n och Stockholms l\u00e4n med 147\u00a0000 kronor per person. Den l\u00e4gsta snittskulden, 111\u00a0000 kronor, har l\u00e5ntagarna i J\u00f6nk\u00f6pings och V\u00e4sternorrlands l\u00e4n.<\/p>\n

Och skulds\u00e4ttningen \u00f6kar eftersom\u00a0l\u00e5nedelen i studiemedlet h\u00f6jts med cirka 1\u00a0000 kronor.<\/p>\n<\/div>\n<\/article>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

CSN l\u00e5net till studenter \u00e4r riktigt f\u00f6rm\u00e5nligt.\u00a0 R\u00e4ntan p\u00e5 CSN-l\u00e5net \u00e4r 1 procent under 2015. Den fastst\u00e4lls av regeringen varje \u00e5r och ber\u00e4knas p\u00e5 ett genomsnitt av statens uppl\u00e5ningskostnad de senaste tre \u00e5ren. Dock f\u00e5r man till skillnad fr\u00e5n t.ex. bostadsl\u00e5n\u00a0 inte g\u00f6ra avdrag f\u00f6r r\u00e4ntan\u00a0vid\u00a0deklaration. Det beror p\u00e5 att r\u00e4ntesatsen redan har anpassats till … Forts\u00e4tt l\u00e4sa \u00c5terbetala CSN-l\u00e5net i tid<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[21,23],"tags":[],"class_list":["post-953","post","type-post","status-publish","format-standard","hentry","category-privatekonomi","category-samhallsekonomi"],"yoast_head":"\n\u00c5terbetala CSN-l\u00e5net i tid - ekonomitips<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sitetips.nu\/ekonomitips\/aterbetala-csn-lanet-i-tid\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00c5terbetala CSN-l\u00e5net i tid - ekonomitips\" \/>\n<meta property=\"og:description\" content=\"CSN l\u00e5net till studenter \u00e4r riktigt f\u00f6rm\u00e5nligt.\u00a0 R\u00e4ntan p\u00e5 CSN-l\u00e5net \u00e4r 1 procent under 2015. 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